Agriculture loans
“Bai-Tusum and Partners” Microfinance bank offers you to avail of agroloans for development of business associated with cattle breeding and plant cultivation. The loan provides for funding of production of milk and dairy products, fattening and breeding of livestock and small cattle, production of seed and bread grain, cultivation of industrial crops, vegetables etc.
Why “Bai-Tushum and Partners”?
- Loan disbursement in 3-5 days
- Flexible approach to lending conditions
- Individual repayment schedule
- Grace period of up to 1 year
- Advice of personal expert, assistance in preparation of business-plan
- Interest is accrued on the remaining loan amount
- Possibility to obtain long-term loan and execute credit line
Who is eligible for lending?
- Private entrepreneurs
- Farmer and peasant households
- Agricultural cooperatives etc.
Conditions applicable to provision of agroloans:
- Loan currency: KGS/USD
- Loan amount: from 20,000 KGS
- Loan term: up to 5 years
- Repayment schedule: individual or annuity
- Security: up to 150,000 KGS under the guarantee of 2 persons and movable property, in excess of KGS 150,000, immovable property must serve as a loan security
The list of main documents:
for legal entities
- state registration certificate of legal entity
- charter and constitutive agreement of legal entity
- license, if the type of activity is a licensed one
- decision of founders on appointment of manager
- financial statements
- the documents, confirming ownership title over the property being pledged
for private entrepreneurs
- reference from the place of residence on family composition and size of household
- the documents, confirming entrepreneurial activities (certificate of registration, licenses)
- work experience in the sector, which is funded;
- other documents, confirming incomes (if any)
- the documents, confirming ownership title over the property being pledged
The detailed list of documents you can receive addressing our offices. The addresses and contact details may be found in “Contacts and branch network”.