Top-management

Bazarkulov Ulan Askarbekovich
Chairman of the Executive Committee
Ulan Askarbekovich Bazarkulov has more than 31 years of managerial experience both in small and medium-sized businesses and in the banking sector. In 1990, he graduated from the radio communications department of the Kiev Higher Military School, in 1996 he graduated from the economics department of the Kyrgyz State National University. Ulan Askarkubekovich Bazarkulov started his career as a financier at the National Bank of the Kyrgyz Republic, held the position of Deputy Chairman of the Board at JSC “Settlement and Savings Company”, worked at “Finance Credit Bank” OJSC, “Aiyl Bank” OJSC and “RSK Bank” OJSC as a member of the Board of Directors. During his work as the Chairman of the Board of Directors in “Finance Credit Bank” OJSC, the bank achieved the best results on the key financial indicators. In the Social Fund of the Kyrgyz Republic Ulan Bazarkulov made a great contribution to improving the budget performance for pension payments. Ulan Bazarkulov represented the interests of depositors, the bank and other creditors as a temporary administrator at “Eurasian Savings Bank” OJSC.
Additional training courses included: “Accounting and Audit”, Paris, France; “Banking”, Frankfurt am Main, Germany; “Internal Audit”, London, England; “Asset Management”, Amsterdam, the Netherlands; “International Finance, Asset Management”, Tokyo, Japan.
Ulan Bazarkulov is an expert in the field of banking, international financing, company management.

Kachkeev Muras Rysbekovich
First Deputy Chairman of the Executive Committee,
Мuras Rysbekovich Kachkeev possesses more than 20 years of experience in the banking system. In 1995 he graduated from the Economics and Management Department of the Kyrgyz State National University.
He started his career as an economist at the Economic Department of the National Bank of the Kyrgyz Republic. He went from economist to the External Balance Department manager. In 2000 he was appointed Deputy General Director of Settlements and Savings Company OJSC, in May 2007 – First Deputy General Director of RSK OJSC (later renamed to RSK Bank OJSC). From 2010 to 2013 he held the post of Management Board Chairman of Commercial Bank KYRGYZSTAN OJSC, and later he was elected as Chairman of the Board of Directors of CB Kyrgyzstan OJSC. From 2016 to 2018 he held the position of Management Board Chairman of Kyrgyz-Swiss Bank CJSC.
In April 2018, he was appointed to the position of First Deputy Chairman of the Executive Committee, as well as Chief Operating Officer of Bai-Tushum Bank CJSC.

Kanivets Sergey Vladimirovich
Deputy Chairman of the Executive Committee
Sergey Kanivets has more than 25 years of experience in information technology, information security, risk management and more than twenty years in automation and modernization of business processes of the banking sector and banking processing system development.
In 2000 he graduated from I. Razzakova Kyrgyz State Technical University with a degree in “Computer complexes, systems and networks”.
Sergey Kanivets started his career from a trainee to an IT manager at the National Bank of the KR, participated in the development and implementation of various automated systems for the needs of the NBKR and the banking system of the country. Sergey Kanivets made a significant contribution to the construction of information security, information banking systems as IT director/director of information security at CJSC “Kyrgyz Investment Bank”, OJSC “FinanceCreditBank”, in JSC “Tsesnabank” (Astana, Kazakhstan). In CJSC “Interbank Processing Center of the KR” (IPC KR) under the direction of Sergey Kanivets, a management risk management system, information security, a project of mobile application Elcart Mobile were developed.
In 2019, Sergey Kanivets, as an IT Director, headed major projects to centralize IT – infrastructure of “Namba Group” LLC, launched e-money processing and payment services aggregators, introduced a payment gateway for acquiring payment cards, and has also conducted an international certification on the security of PCI DSS online payments.
Sergey Kanivets received additional training and certification in the following areas: information security management system, risk management, IT management and audit of information systems, bank card-based payment systems, general management and project management.

Kasmahunova Amina Alievna
Deputy Chairman of the Executive Committee
Amina Alievna has 8 years of experience with foreign investors, has been working in the banking sector since 2012. From 2012 to 2017 worked in the planning and analysis division in Kompanion Bank CJSC, from 2017 to 2018 worked at Kyrgyz-Swiss Bank CJSC as a member of the Management board, head of the economic division, in March 2018, was appointed Deputy Chairperson of the Management board. She joined the Bai-Tushum Bank’s team in January 2019 as a member of the Executive Committee, Chief financial officer. She graduated from the Business Administration program of the American University – Central Asia.

Isakova Gulzina Abylovna
Deputy Chairman of the Executive Committee
Gulzina Abylovna has 25 years of experience in the banking system. She graduated from the Frunze Polytechnic Institute as an engineer-economist. She began her career in 1989 at Kyrgyzpromstroybank. In 1993, she transferred to the NB KR as an economist of the securities division. Until 1998, she was the leading economist of the group of dealers in the economic department of the NB KR.Since 1998, she held the position of head of the financial market analysis group of the organization for refinancing and placement of securities of the economic department of the NB KR.In 2002, she led the department for organizing the refinancing and placement of securities of the monetary operations department of the NB KR. Then she worked as the head of the monetary operations department of the NB KR.From 2008 to 2016 she worked as head of the department of financial statistics and review of the NB KR. From 2016, she held the position of head of the automation department of the NB KR. In July 2018, she joined the Bai-Tushum Bank team and was appointed as a Chief Technology Officer, as well as a Member of the Bank’s Executive Committee.She completed additional training in international organizations and central banks. He has numerous certificates of specialized courses: Financial instruments, Economic policy and financial stability, Loans to the private sector as a collateral for refinancing loans in Germany. In 2006, she studied in Japan on the Securities Market in Japan, Financial Derivatives in France.Gulzina Abylovna has been awarded the State Award of the President of the Kyrgyz Republic, as well as diplomas of the National Bank of the Kyrgyz Republic and the badge of the National Bank of the Kyrgyz Republic II degree.