Consumer loans
The Bank offers you to avail of consumer loan, obtaining which will enable you to purchase a vehicle, furniture or household equipment, repair apartment or house, pay for education or go for vacation. Consumer loan will enable to implement your plans in the shortest period of time and with no unnecessary difficulties.
Why Bai-Tushum and Partners?
- Disbursement of loan in 3-5 days
- Flexible approach to lending conditions
- In disbursement of loan the incomes from trade, field husbandry, animal husbandry and remittances from abroad are taken into account
- Possibility to get individual as well as group loan
- Interest rate is accrued on the remaining loan amount
Conditions applicable to provision of consumer loan:
- Currency: KGS/USD
- Amount: from KGS 20 000 up to KGS 5 mln.
- KGS Initial installment – 20%
- Loan term – from 3 months up to 3 years;
- Security: up to KGS 150,000 under guarantee of 2 persons and movable property, above KGS 100,000, immovable property serves as a loan security
The list of main documents:
- copy of the passport of borrower, spouse of borrower with registration
- copy of marriage certificate
- reference from residence location on the actual place of residence and family composition
- other documents, confirming family incomes (if any)
- reference from the place of employment on term of service and income amount for the past 6 months (if any)
- the documents, confirming entrepreneurial activities: licenses, certificate of registration of private entrepreneur (if any)
- title documents and technical passport of immovable property being pledged (in case immovable property is provided as a security
The detailed list of documents you can receive addressing our offices. The addresses and contact details may be found in “Contacts and branch network”.