CJSC MFC “Bai-Tushum and Partners” is the first among the microfinance institutions in Kyrgyzstan that started taking fixed term deposits


The Company “Bai-Tushum and Partners” entered a new stage of its development, becoming the first microfinance institution in Kyrgyzstan to receive the license of the NBKR for taking fixed term deposits from population. Nowadays, “Bai-Tushum and Partners” is a reliable and stably growing Company, holding the market share of 22% and being one of the three major microfinance institutions of the country. For more than 10 years the Company demonstrates its dynamic development, while possessing spotless reputation not only in Kyrgyzstan, but also in the international market, as well as adhering to transparency of business and high professionalism in its operations.

Deposit products, offered by the Company, are developed subject to the needs of the clients and provide for: profitable interest rates, convenient terms and conditions of placement, as well as possibility of making additional payments and receiving monthly income. Provision of such important service as deposits for people with low income, enables the Company to continue active expansion to the regions and make contribution into enhancement of financial literacy of population in rural areas.

“Savings is one of the most important instruments for overcoming poverty available in microfinance. The majority of our clients are the people with low income, for whom the deposits become a reliable instrument for their funds management. Our clients will have a possibility to have guaranteed savings to implement their day-to-day plans: education of children, treatment, repair of house, conducting celebrative events. And, finally, the incomes derived from deposits, will help the Company’s clients in expansion of their business, just as in other unforeseen situations”,- noted General Manager of the Company Gulnara Shamshieva.