Board of Directors

Chairperson of the Board of Directors of “Bai-Tushum” Bank OJSC

Education:

1991-1996: Bachelor’s degree, Faculty of Production Control Automation (FPCA), The Kyrgyz Technical University; Specialty: Design and technology of radio-electronic means.

1996-1998: MBA, Faculty of Economics and Management, The Academy of Management under the President of the Kyrgyz Republic;

Specialty: Business Management

Professional Activity:

14.12.2023 up to the present time: “Bai-Tushum” Bank OJSC, Member of the Board of Directors, Chairperson of the Board of Directors;

26.08.2022 – 01.06.2023: “Aiyl Bank” OJSC, Deputy Chairperson of the Management Board, member of the Management Board;

 17.08.2015 – 02.03.2022: “RSK Bank” OJSC, Deputy Chairperson of the Management Board, member of the Management Board;

26.03.1998 – 07.08.2015: “Demir Kyrgyz International Bank” CJSC, Director for Treasury and Work with Financial Institutions.

 Additional courses and training:

“Fundamentals of Risk Management in Banks”, CC “Smart Finance” LLC;

“Countering the Financing of Terrorist Activities and Legalization (Laundering) of Criminal Proceeds”, Training and Methodological Center of the State Financial Intelligence Service under the Government of the Kyrgyz Republic;

“Fundamentals of Effective Personnel Management”, “RSK Bank” OJSC

“Cash Management Banking”, Deutsche Bank

“Operational Risks and Management”, SBK Training Center

“Liquidity Management,” Oxford Financial Training

“Strategic Asset and Liability Management”, Euromoney, DHB Bank

“Money, Banking, Financial Programming,” Bank Training Center;

“Dynamic Treasury Risk Management,” EBRD;

“Development and implementation of the bank’s monetary policy”, Bank Training Center;

“Treasury Skills/ Bourse Games,” Citibank;

“The Securities Market”, Authorized Investment Center of the State Commission under the Government of the Kyrgyz Republic for Securities Market;

“Instruments of foreign exchange operations”, Bank Training Center;

“Foreign Exchange”, Kazakhstan International Institute of Banking.

Awards:

Outstanding worker of the Union of Banks of Kyrgyzstan;

Outstanding worker of the RSK Bank;

Letter of appreciation from the Union of Banks of Kyrgyzstan.

Independent member of the Board of Directors of “Bai-Tushum” Bank OJ

Education:

1992-1996: Higher, Accounting and Commercial Faculty, The Kyrgyz State National University; Specialty: Accounting and analysis of economic activities in industry.

Professional Activity:

18.04.2025 till present time: “Bai-Tushum” Bank OJSC, Member of the Board of Directors;

24.03.2021 – 29.01.2024: “Kyrgyz Investment and Credit Bank” CJSC, Member of the Management Board;

July 2020 – June 2023: “Interbank Processing Center” CJSC, Member of the Board of Directors;

17.11.2020 – 29.01.2021: “Kyrgyz Investment and Credit Bank” CJSC,

Acting Head of the Risk Management Department;

11.05.2020 – 16.11.2020: “Kyrgyz Investment and Credit Bank” CJSC,

Deputy Head in charge of Financial Activities;

27.05.2015 – 08.05.2020: “Leasing Company Kyrgyzstan” CJSC, Chief Executive Officer;

02.08.2012 – 15.05.2015: “Commercial Bank Kyrgyzstan” OJSC, Deputy Chairperson of the Management Board;

21.06.2012 – 01.08.2012: “Commercial Bank Kyrgyzstan” OJSC, Acting Deputy Chairperson of the Management Board;

25.11.2011 – 15.06.2012: “Imperial Tobacco Kyrgyzstan”, Financial Director;

01.10.2011 – 24.11.2011: “Reemtsma Kyrgyzstan” OJSC, Financial Manager

01.08.2011 – 30.09.2011: “Reemtsma Kyrgyzstan” OJSC, Deputy Financial Manager;

01.07.2006 – 29.07.2011: MACH Logistics LTD, Deputy General Manager;

21.08.2002 – 01.07.2006:  MACH Air Cargo FZE, Deputy Chief Executive Officer;

26.06.2001 – 01.08.2002:  Asia Universal Bank, Chief Accountant;

23.04.2001 – 25.06.2001:  Asia Universal Bank, Deputy Chief Accountant;

01.12.2000 – 23.04.2001: “Kasiet” OJSC, Deputy Chief Accountant;

30.10.2000 – 30.11.2000:“Kasiet” OJSC, Manager of the Financial Director’s Service;

11.01.1999 – 22.08.2000: ERICSSON representative office, Chief Accountant;

24.08.1998 – 20.01.1999: Demir Kyrgyz International Bank, Deputy Chief Accountant;

28.05.1998 – 23.08.1998: Demir Kyrgyz International Bank, Financial, Senior Specialist of Accounting and Financial Control Department;

18.11.1996 – 27.05.1998: Demir Kyrgyz International Bank, Accountant-specialist.

 Additional courses and training:

“Fundamentals of Risk Management in Banks”, Smart Finance Training Center;

“Internal control and audit according to international standards”, Smart Finance Training Center;

“Bank Accountant,” BTC;

“Professional Ethics of a Consultant SVAR”, Sergei Kokot;

“Fundamentals of the Principles of Islamic Finance and Izhara Muntahiya Bitamlik,” Barakat Training Center;

“Certified ATS Practicing Accountant, Jacobs Training – PRAGMA – CIPA”;

“Basics of Banking Business”

Awards:

Diploma for the contribution to the development of the leasing industry in Kyrgyzstan from the Chamber of Commerce and Industry of the Russian Federation;

Letter of appreciation from the Ministry of Economy of the Kyrgyz Republic;

Letter of appreciation from the Union of Banks of Kyrgyzstan.

 Member of the Board of Directors of “Bai-Tushum” Bank OJSC

Education:

1995-2001: Diploma Specialist, Faculty of Law, The Kyrgyz State National University; Specialty: Jurisprudence.

2011 – 2014: Specialist in the field of International Relations, Faculty – International Relations, The Diplomatic Academy of the Ministry of Foreign Affairs of the Kyrgyz Republic named after K.D. Dikambaev; Specialty: Specialist in the field of International Relations.

 Professional Activity:

24.07.2024 – present: “Bai-Tushum” Bank OJSC, Member of the Board of Directors;

15.05.2023 – 23.07.2024: “Bai-Tushum” Bank OJSC, Lawyer of Legal Department;

15.01.2017 – 10.05.2023: Advocate Ergeshov T.K., Lawyer’s Assistant;

26.02.2010 – 22.12.2016: Department of Population Registration under the State Registration Service under the Government of the Kyrgyz Republic, Leading Specialist of the Department for Work with Foreigners of the Passport, Visa and Registration Work Department;

17.04.2006 – 25.05.2007: The State Agency for Information Resources and Technologies under the Government of the Kyrgyz Republic, Chief Specialist of the Legal Support and International Cooperation Department of the SAIRT under the KR Government.

Additional courses and training:

“Banking and non-banking financial institutions legislation”, “Smart Finance” Career Center;

“Fundamentals of risk management in banks”, “Smart Finance” Career Center;

“Corporate Governance in Financial Institutions”, “Smart Finance” Career Center

“Workshop for public servants on regional trade and economic cooperation within the framework of the SCO”, XUAR Center for Commercial Cooperation and Scientific and Technological Exchange, supported by the Ministry of Commerce of the PRC.

 Member of the Board of Directors of “Bai-Tushum” Bank OJS

Education:

01.09.1977 – 30.06.1982: Higher, Faculty of Mechanics and Mathematics, The Kyrgyz State University; Specialty: Mathematician.

Professional Activity:

25.04.2023 – present: “Bai-Tushum” Bank OJSC, Member of the Board of Directors;

01.12.2020 – 25.04.2023: “Amanat Credit” MCC LLC, Member of the Board of Directors;

03.02.2020 – 15.05.2020: “State Mortgage Company” OJSC, Expert on creation of Housing and Savings Credit Company;

19.05.2020 – 02.08.2020: “Ak-Bosogo” Housing and Construction Company, Chairperson of the Management Board;

17.07.2019 – 31.12.2019: “BTA Bank” OJSC, member of the Board of Directors, Member of the Audit Committee;

04.01.2016 – 19.07.2019: “State Mortgage Company” OJSC, Deputy Chairperson of the Management Board;

01.06.2013 – 31.12.2015: “Rosinbank” OJSC, Deputy Chairperson of the Management Board;

03.01.11 – 01.06.13: “Zalkar Bank” OJSC, Deputy Chairperson of the Management Board;

20.11.10 – 31.12.10: DEBRA (Agency for Banks Reorganization and Debt Restructuring under the NBKR), Specialist;

01.10.10 – 19.11.10: “Asia Universal Bank” OJSC, Deputy Conservator;

Jan. 2011 – 31.12.15: “IPC” CJSC, Member of the Board of Directors;

09.09.08 – 30.09.10: “Commercial Bank Kyrgyzstan” OJSC, Head of Automated Banking System Implementation Department, Project Manager on ABS implementation;

01.08.07 – 31.08.08: “Bank Center Credit” Kazakhstan”, Information Systems Consultant;

05.03.07 – 16.07.07: Russian-Kyrgyz “Amanbank” OJSC, Head of Automation Department;

27.12.06 – 01.03.07: “Aiyl Bank” OJSC, Head of Information Systems Development Department;

02.02.1998 – 26.12.06: Kyrgyz Agricultural Financial Corporation, Head of Information Technology Department, Project Manager on ABS implementation;

14.01.1992 – 30.01.1998: “Zhyldyz” JSC (knitting factory), software engineer;

01.09.1982 – 13.01.1992: Kyrgyz branch of the All-Union State Design Institute on automation of accounting, Software Engineer.

Additional courses and training:

“Risk Management ISO 31000:2018”, International training company Cert Academy;

“Principles of Corporate Governance,” Association of Corporate Directors;

“Mortgage-backed securities,” Cbonds;

“Public Procurement”, Ministry of Finance of the Kyrgyz Republic;

“Courses on implementation of the banking information system IB System Object”, Center for Financial Technologies;

“Certified courses in “Systems Analysis”, National Center for Information Technology, in collaboration with JIKA.

Member of the Board of Directors of “Bai-Tushum” Bank OJS

Education:

1991 – 1996: Higher, Accounting and Commercial Faculty, The Kyrgyz State National University; Specialty: Accounting in the State Bank.

Professional Activity:

28.09.2023 till present: “Bai-Tushum” Bank OJSC, Member of the Board of Directors;

06.01.2014 till present: “Association Dordoi” ALE, Chief Accountant;

04.06.2018 till present: “Muras-Sport” LLC, Chief Executive Officer;

01.08.2006 to 04.06.2018. “Muras Sport” LLC, Chief Accountant;

23.10.1997 – 13.12.2006: Bishkek Financial-Economic Technical College, “Accounting” subject Teacher;

03.03.1992 – 26.01.1996: Concern “Kyrgyzzaiylkurulush”, Senior specialist in the financial and economic department;

03.01.1991 – 03.03.1992: Glavkirgiz Agropromstroi, Senior specialist of the accounting department.

 Additional courses and training:

“Fundamentals of Risk Management in Banks”, “SmartFinance” Career Center LLC;

“International Standards on Auditing”, “SmartFinance” Career Center LLC;

“Accounting, taxation on work with marketplaces”, Association of Accountants and Auditors;

“Countering the Financing of Terrorist Activities and Legalization (Laundering) of Criminal Proceeds. Training Center of the State Financial Intelligence Service under the Ministry of Finance of the Kyrgyz Republic”;

“Changes in Tax Legislation,” Chamber of Tax Consultants;

“Public Speaking + Personal Growth”, Training Center “Point of Bifurcation”;

“New Tax Code of the Kyrgyz Republic. Draft”, Chamber of Tax Consultants;

“Changes to the PBA’s tax code.”      Chamber of Accountants and Auditors;

“Legal Liability of Officials”, “Vlata” Training Center;

“Civil contracts as a basis for proper business conduct: theory and practice of drafting, analyzing and securing contracts”, “Vlata” Training Center;

“Changes in tax legislation”, “Vlata” Training Center;

“Financial Instruments”, “Vlata” Training Center;

“Income Tax Liabilities.” “Vlata” Training Center;

“Tax Code of the Kyrgyz Republic 2008”, “Vlata” Training Center;

“Taxation and Accounting in Construction,” Chamber of Tax Consultants;

“New in IFRS”, Association of Accountants and Auditors;

“Audit”, Association of Accountants and Auditors;

“Management Accounting – 2”, Association of Accountants and Auditors;

“Financial Accounting – 2”, Association of Accountants and Auditors;

“Certificate of International Practicing Accountant (CAP),” International Board of Certified Public Accountants and Auditors;

“Taxes and Law”, Association of Accountants and Auditors;

“Technology Transfer”, “Fundamentals of Accounting and Financial Management for SMEs”, Trade Exchange Development Department of the Embassy of Italy in Kazakhstan;

“Information Technologies in Accounting – 1C Accounting”, Association of Accountants and Auditors;

“Enterprise Management in a Competitive Environment”, The Russian Academy of Entrepreneurship;

“Intermediate Accounting,” PRAGMA Corporation and CARANA;

“Management and production accounting, with examination,” CARANA Corporation and OBA;

“Introduction to International Accounting Standards and Enterprise Conversion under New Accounting Standards of Kyrgyzstan,” CARANA Corporation and USAID;

“Business etiquette. Corporate culture. Effective Negotiations”, “Intellika” LLC;

“Reduction of rates on insurance contributions. Practical calculations”, EI “Training Center of the Chamber of Tax Consultants”;