Leasing
Financial group “Bai-Tushum and Partners”, the part of which is MCA Financial Fund “Bai-Tushum” and «Bai – Tushum & Partners» Microfinance Bank CJS implements the leasing program under which you can acquire modern German agricultural machinery made by “СLAAS” company, as well as by other producers, under leasing. The subject of leasing may be: buildings, structures, equipment, transportation means and other movable and immovable property, used in entrepreneurial activities. Thus, with our help you can support your business with modern and reliable machinery, becoming participant of an affordable leasing program. Acquisition of agricultural machinery of international standard under leasing program is the best way to ensure qualitative harvesting, increase of productivity and effective way to renew off-market and physically outdated machinery.
Why “Bai-Tushum and Partners”?
- Profitable execution conditions
- Affordable interest rate
- Possibility to acquire into ownership the machinery and equipment of any producers
- Renovation and improvement of production facilities
- Individual repayment schedule
- Provision of grace period
- Advice of personal expert, assistance in preparation of business-plan
- Possibility to obtain long-term loan
Who is eligible to participate in leasing program?
- Private entrepreneurs
- Farmer and peasant households
- Agricultural cooperatives etc.
Lending conditions:
- Loan currency: KGS/USD
- Loan amount: from 200 000 KGS
- Loan term: up to 5 years
- Funding conditions: up to 100 % of value
- Grace period: up to 1 year
- Own contribution: up to 30%.
- Repayment schedule: individual or annuity
The list of main documents: for legal entities
- copy of passport of entity manager
- state registration certificate of legal entity
- charter and constitutive agreement of legal entity
- decision of founders on appointment of manager
- financial statements
- the documents, confirming ownership title over the property being pledged
For private entrepreneurs
- reference from the place of residence on family composition and size of household
- the documents, confirming entrepreneurial activities (certificate of registration, licenses)
- the documents confirming еру work experience in the last 6 monthsother documents,
- the documents confirming incomes (if any)
- the documents, confirming ownership title over the property being pledged
The detailed list of documents you can receive addressing our offices. The addresses and contact details may be found in “Contacts and branch network”. Leasing is a complex of property and economic relations, arising in connection with acquisition into ownership of property and further lease thereof for temporary use for a certain payment, i.e. the Financial group “Bai-Tushum and Partners” acquires the property from the supplier of machinery and transfers it to you for a long-term use for a certain remuneration. Within the term of agreement you pay out the value of property, upon expiration of agreement term the lease subject is transferred into your ownership.