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Mission
Bai Tushum is a reliable financial partner contributing to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas, that lead to increased employment and meets the interests of its clients and investors. Values
- openness and transparency in all the spheres of activities,
- High professionalism,
- High-quality service for clients,
- Reliability for investors. Vision
By 2012 Company will become one of the leading microfinance banks in Kyrgyzstan, having sound financial position, international capital investments, with a wide spectrum of banking services, with a deposit base in the number of more than 6 th. clients, with a loan portfolio at the rate of more than 5 billion US Dollars, and 50 th. active loans. Strategy of the Company 2008-2012
For ten years of work on the financial market of Kyrgyzstan Company proves to be a reliable and stable credit institution holding 25% of the whole volume of the microfinance sector credit portfolio. Kyrgyzstan – is a not great country and population is more 5 mln. people. And, in spite of fast developing and changing financial market of Kyrgyzstan, there still exists high need in loan resources for entrepreneurs, farmers and the population as a whole. Situation on the microfinance market for the last years underwent considerable changes. Market, demand and supply from the direction of financial institutes is constantly growing. Strategy of the Company, is aimed at building of a stable and profitable financial institution by way of introduction of a progressive banking experience, increase of quality of rendered services, development of the regional network and successful completion of transformation into microfinance bank with attraction of capital investments and offering of various modern bank services to the population.
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10 years of successful work allowed the Company to take a leading position on the Kyrgyz Republic market. In the frame of ambitious plans of development Company intends to intensively increase the volumes of crediting, to expand the spectrum of rendered services and improve the institutional potential. One of the important steps in the Company’s development is – rebranding, that reflects the large-scaled internal changes, in the basis of which an active transition into the model of development of client-oriented business lies. This step will allow to correspond at maximum to high requirements of the modern market and to open new horizons of growth remaining at the same time committed to its social mission and values. 
Company, together with “Kiva” Fund has launched a new social-oriented project in Bishkek, Talas, Osh, Djalal-Abad and Naryn branches. In the frame of this project loans are being disbursed to socially-vulnerable segments of people with the grace interest rate for two years period. Till the end of September Company plans to implement the project in other branches. Implementation of the pilot project was carried out with the participation of Sam Trauffer – Kiva Foundation fellow, who came to our country for the purpose of rendering assistance to the Company on implementation of the project. 
