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Hello! I would like to purchase a personal computer and due to shortage of money sources I would like to get use of Your consumer loan. Can I get a detailed information on terms, interest rates and etc. Thank You in advance. |
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Hello dear Client! You can get a consumer loan in our Company. The given type of loan is rendered for the term from 1 to 2 years. Interest rate is 29% per annum. For additional information You can turn to one of our branches or regional representative offices, addresses are indicated in the “Branch network” section. |
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In what cases loans are not disbursed? |
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Loans are not disbursed in the following cases: 1. for clearing debts; 2. for financing of an initial capital in case of establishment of a new enterprise. |
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Does “Bai Tushum” carry out seminars-trainings for clients? |
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Yes, “Bai Tushum” cooperates with different international organizations, that gives clients of the Company unique possibility of participation in practical seminars. We always invite to seminars our constant clients and ask them to share their personal experience with the potential and new clients. |
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What privileges are rendered to the repeated clients? |
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Here are some of privileges that You can get being a repeated client: - Quarterly payments of interests on loans for plant cultivation;- Clients, receiving loan for cattle breeding for the third time, on the basis of the Company’s Executive Committee decision, can enjoy loan period extension up to 18 months. For small industrial enterprises loan period can be extended up to 18 months;- Increase of a loan sum on the assumption of a business prosperity. |
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How can I become a repeated client of “Bai Tushum”? |
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You become a repeated the moment You get the right on the subsequent loan. Repeated clients must have a perfect credit history. |
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Page 1 of 5 |
10 years of successful work allowed the Company to take a leading position on the Kyrgyz Republic market. In the frame of ambitious plans of development Company intends to intensively increase the volumes of crediting, to expand the spectrum of rendered services and improve the institutional potential. One of the important steps in the Company’s development is – rebranding, that reflects the large-scaled internal changes, in the basis of which an active transition into the model of development of client-oriented business lies. This step will allow to correspond at maximum to high requirements of the modern market and to open new horizons of growth remaining at the same time committed to its social mission and values. 
Company, together with “Kiva” Fund has launched a new social-oriented project in Bishkek, Talas, Osh, Djalal-Abad and Naryn branches. In the frame of this project loans are being disbursed to socially-vulnerable segments of people with the grace interest rate for two years period. Till the end of September Company plans to implement the project in other branches. Implementation of the pilot project was carried out with the participation of Sam Trauffer – Kiva Foundation fellow, who came to our country for the purpose of rendering assistance to the Company on implementation of the project. 
