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Owing to our consumer loan you will be able to purchase the following: domestic and computer equipment, furniture and a car. This is not all, also you can obtain a loan for education, wedding and even innovate your parents’ house! Credit terms:
Amount: from 10 000 up to 400 000 KGS
Interest rate p.a. – 30 %
Initial instalment – 20 %
Crediting period – up to 2 years Credit advantages:
Interest rate is accrued to the remaining amount of loan
Repayment is done monthly in equal shares
Your credit history is being formed
Credit registration during one week Repayment example:
Amount – 10 000 KGS
Term - 4 months Month | Principal amount | Accrued interest | Monthly payment | | 2 402,19 | 266,67 | 2 668,86 | | 2 466,25 | 202,61 | 2 668,86 | | 2 532,02 | 136,84 | 2 668,86 | | 2 599,54 | 69,32 | 2 668,86 | Total | 10 000 | 675,44 | 10 675,44 |
List of required documents: Passport copies of all adult family members; Documens, confirming the marital status; - Reference on the actual residence and the composiion of the family;
Reference from the work place on salary size (if available); Documents, confirming the entrepreneural activiy (patents, license on entrepreneur registration).
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10 years of successful work allowed the Company to take a leading position on the Kyrgyz Republic market. In the frame of ambitious plans of development Company intends to intensively increase the volumes of crediting, to expand the spectrum of rendered services and improve the institutional potential. One of the important steps in the Company’s development is – rebranding, that reflects the large-scaled internal changes, in the basis of which an active transition into the model of development of client-oriented business lies. This step will allow to correspond at maximum to high requirements of the modern market and to open new horizons of growth remaining at the same time committed to its social mission and values. 
Company, together with “Kiva” Fund has launched a new social-oriented project in Bishkek, Talas, Osh, Djalal-Abad and Naryn branches. In the frame of this project loans are being disbursed to socially-vulnerable segments of people with the grace interest rate for two years period. Till the end of September Company plans to implement the project in other branches. Implementation of the pilot project was carried out with the participation of Sam Trauffer – Kiva Foundation fellow, who came to our country for the purpose of rendering assistance to the Company on implementation of the project. 
