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Rating "β+", awarded by the M-Cril agency for social transparency, 2009

The Company, one of the first in the Central Asia, has received a rating for its implementation of the social mission. The rating was carried out by the international rating agency M-Cril which has assessed the social performance of the Company and has awarded a rating "β+", that means, that the Company uses good management systems and adheres to the social mission and values. In addition, the exparts of the M-Cril have mentioned the following as strong qualities of the Company: highly skilled Board of Directors and top management with a rich work experience in various spheres; well established organizational structure and division of labor; satisfaction of the clients of the Company with a wide spectrum of services and terms; and high satisfaction of employees of the Company by their work environment.   

"Silver" award for social transparency, MIX, 2009

The company "Bai-Tushum and Partners" is the only company in Kyrgyzstan which has been awarded with the award "Silver" for social transparency. The award has been founded with a view of encouragement of the microfinance organizations for disclosure of information in the field of social activity.

 Rating "BBB", awarded by the Rating Company "Microfinanza”, 2008
In 2008 the Company was subjected to the international evaluation of its performance by the International Rating Company «Microfinanza», with the result that the Company was awarded with the "BBB" rating. The drop of the 2008 rating in comparison with the previous "A+" has been susctantially connected to the decrease of the rating of the country, due to the influence of the world crisis. Experts focus attention on high proffessional level of the management of the Company, on dualified personnel, on effective procedures of the internal control which have allowed providing essential growth of the Company, having kept thus the high quality of a loan portfolio.

 Award for financial transparency, GGAP, 2006
The Company is one of the winners of the CGAP competition "Financial Transparency Award" in Kyrgyzstan. Independent highly skilled experts and International auditor Moore & Stephens, carried out the analysis of the financial reports of 231 microfinance institutions from 62 countries of the world, in order to assess their conformity to the international standards of the finance reporting and to the CGAP requirements to disclosure of information. "Bai-Tushum and Partners" company was among the 20 best institutions.  

 Model leadership in microfinance industry, ACDI/VOCA, 2004
The award for the Model leadership and outstanding financial performance in the rural and microfinance industry in Kyrgyzstan.
 

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NEWS
28.08.2010 Company carries out a rebranding process
10 years of successful work allowed the Company to take a leading position on the Kyrgyz Republic market. In the frame of ambitious plans of development Company intends to intensively increase the volumes of crediting, to expand the spectrum of rendered services and improve the institutional potential.  One of the important steps in the Company’s development is – rebranding, that reflects the large-scaled internal changes, in the basis of which an active transition into the model of development of client-oriented business lies. This step will allow to correspond at maximum to high requirements of the modern market and to open new horizons of growth remaining at the same time committed to its social mission and values.
28.08.2010 Company’s staff cordially congratulates all the Kyrgyz people on the forthcoming Kyrgyz Republic Independence Day holiday!
Please accept our most sincere congratulations on the forthcoming holiday – Independence Day of the Kyrgyz Republic!
26.08.2010 Company, together with “Kiva” fund has introduced a new social-oriented project

Company, together with “Kiva” Fund has launched a new social-oriented project in Bishkek, Talas, Osh, Djalal-Abad and Naryn branches. In the frame of this project loans are being disbursed to socially-vulnerable segments of people with the grace interest rate for two years period. Till the end of September Company plans to implement the project in other branches. Implementation of the pilot project was carried out with the participation of Sam Trauffer – Kiva Foundation fellow, who came to our country for the purpose of rendering assistance to the Company on implementation of the project.

03.08.2010 The EBRD has provided the first tranche of KGS 67.5 million to “Bai-Tushum and Partners” Company as part of the agreement, signed in March, 2010
The EBRD is providing KGS 67.5 million to the Micro Finance Company “Bai-Tushum and Partners” for on-lending to micro and small enterprises (MSEs). Today the Bank has disbursed the first of two equal tranches under a KGS 135 million (equivalent of USD 3 million) loan agreement signed in March 2010.
06.07.2010 Company will conduct a special General assembly of the Company's shareholders by means of distant voting method
CJSC MFC “Bai-Tushum & Partners” will conduct a special general assembly of shareholders of the Closed joint-stock Microfinance company “Bai-Tushum & Partners” and taking decision on agenda issues by means of distant voting method (poll method).

YOUR QUESTIONS
26.08.2010 Hello. I would like to know can I get a consumer loan in the sum of 150 th. KGS for purchase of an automobile. And can I put this automobile as a pledge to a loan. Thank You in advance for an answer.
27.07.2010 Hello, I would like to get a loan for the construction of a house. Can I put up the land located in Kok-Jar, which is in the process of construction as collateral?
13.07.2010 Hello, is it possible to obtain a loan of 50 000 US Dollars for 12 months and what kind of pledge in this case is required. I work in Moscow. Thank you in advance!
08.07.2010 Hello. Tell me please, when your Company will re-start disbursing of unsecured consumer loans for the sum of up to 50 000 KGS?
01.06.2010 How can I get loan for the purchase of a computer, and tell me please what interest rate will be in this case? Please give me a detailed response on this issue. Thank you!




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